We are Canada’s CPP Disability Lawyers – we protect people who are unable to work & have been wrongly denied CPP Disability Benefits. Always FREE Consultations, and you NEVER pay upfront.
If you’ve been denied CPP disability benefits, you’re likely feeling frustrated, overwhelmed, and uncertain about your future. You’re not alone. Many Canadians face denials of their CPP disability claims each year, often due to missing medical information, incomplete applications, or a misunderstanding of the program’s strict eligibility criteria. But a denial is not the end of the road. You have the right to appeal the decision and fight for the benefits you deserve.
The CPP disability appeals process can be complex and time-consuming to navigate on your own, especially when you’re already dealing with a disabling medical condition. This is where the experience and knowledge of a skilled disability lawyer can make all the difference. A qualified disability lawyer can review your case, gather additional evidence, and present the strongest possible argument on your behalf to the Social Security Tribunal.
Don’t let a denied CPP disability claim leave you without the financial support you need. If you’ve been denied CPP disability benefits, contact our experienced disability lawyers today for a free consultation.
We’ll listen to your story, explain your legal options, and fight tenaciously to secure the benefits you’re rightfully owed. With our contingency fee structure, you won’t pay any legal fees unless we win your case. Call us now at 1-844-4-DISABILITY or send us a confidential email, and let us help you get your life back on track.
Did you know that the term “How do I hire a CPP Disability Lawyer near me” is one of Google’s most searched phrases in terms of someone looking for a CPP Disability Lawyer?
If you’ve been denied CPP disability benefits and are considering hiring a lawyer, paralegal, or advocate to represent you in your appeal, here are five key points to keep in mind:
Choosing the right CPP disability representative is a critical decision that can impact the outcome of your appeal. Take the time to research your options, ask questions, and select a lawyer, paralegal, or advocate who has the experience, skills, and dedication to give you the best possible chance of success.
We would suggest that if you’ve been denied CPP disability benefits, contact our knowledgeable disability team today for a free consultation and let us put our expertise to work for you.
Suppose you’re suffering from an injury or disability in Canada. In that case, you might wonder about CPP Disability benefits and how they can help you.
CPP Disability, which stands for Canada Pension Plan Disability, is a program run by the Canadian federal government, which provides a monthly taxable payment to people who have paid into the Canada Pension Plan and can no longer work because of a severe disability that is expected to last into the indefinite future.
You are entitled to apply for CPP Disability Benefits if you have not yet reached 65, are not receiving a retirement benefit, have made base contributions, and are deemed disabled.
You must have contributed to the Canada Pension Plan. Usually, this means you contributed for at least four of the last six years before your disability started. If you’ve been contributing for a long time (25 years or more), you might qualify if you contributed for three of the last six years.
Your disability has to be both “severe” and “prolonged.” What does this mean?
The legislative test to qualify for CPP Disability benefits is outlined in the Canada Pension Plan legislation. Specifically, it’s found in Section 42(2)(a) of the Canada Pension Plan, which states that a person shall be considered to be disabled only if he or she has a severe and prolonged mental or physical disability.
What does severe mean? A disability would be considered severe only if, by reason thereof, the person is incapable regularly of pursuing any substantially gainful occupation.
What is regular employment? Regular employment means consistent, recurring work and part of a usual pattern. It’s not occasional or sporadic work. Gainful employment refers to profitable work that provides a source of income or livelihood. It’s not volunteer work or hobbies.
What does prolonged mean? A disability is prolonged only if it is determined in a prescribed manner that it is likely to continue for an indefinite duration or will likely result in death.
Yes, it is common for people to be denied Canada Pension Plan (CPP) disability benefits when they first apply. The approval rate for initial applications is relatively low, often reported to be around 40-50%.
There are several reasons why an application might be denied:
However, being denied initially does not mean that you are not eligible for CPP disability benefits. If your application is rejected, you have the right to request a reconsideration of your decision. You can appeal to the Social Security Tribunal of Canada if the reconsideration is also denied.
Many applicants seek assistance from our team at disability.ca. We can assist you and also have access to advocates who specialize in CPP disability claims. We can help you navigate the application and appeal processes and improve your chances of being approved for benefits.
When you’re ready to apply for Canada Pension Plan (CPP) disability benefits, we would recommend that you follow these steps:
Step 1: Submit your application form
You can apply online or fill out a printed paper application.
If you choose to apply online, you can go here and:
1. Register for a My Service Canada Account (MSCA) and sign in
2. Complete the application form online
3. Complete the Consent for Service Canada to Collect Personal Information form (ISP-2502) and submit it to Service Canada by uploading it through ‘Document Upload’ in your MSCA, sending it by mail, or dropping it off at a Service Canada office
If you prefer to apply using a paper application, you must:
1. Complete the application form (ISP-1151) for a non-terminal illness or the Terminal Illness Application form (ISP-2530A) for a terminal illness
2. Mail the form to Service Canada or drop it off at a Service Canada office
Make sure to carefully read all instructions, write your Social Insurance Number at the top of each page, and sign all areas that require your signature. If applicable, you can request the child-rearing provision and children’s benefit. If you cannot fill out the forms, a family member or friend can help, but you must sign where necessary. Keep photocopies of everything you submit and record details of any conversations with Service Canada.
Step 2: Submit your medical form
You must work with your doctor or nurse practitioner to submit either the Medical Report (ISP-2519) for a non-terminal illness or the Terminal Illness Medical Attestation form (ISP-2530B) for a terminal illness.
In short – please remember to:
1. Complete Sections 1 and 2 of the appropriate medical form before giving it to your doctor or nurse practitioner
2. Not wait for the medical form to be completed before sending your application
3. Consider sending your most current and most supportive medical records
You can submit the medical form by uploading it to your MSCA, sending it by mail, or dropping it off at a Service Canada office. Service Canada will reimburse your healthcare professional up to $85 for completing the form.
Step 3: Receive a response from Service Canada
Service Canada will call you once they receive your application. A decision can take up to 120 days (4 months) from the date they receive your complete application and all required documents. You may be asked for more information or to see another doctor for evaluation. A decision letter will be mailed to you.
Step 4: Review your application status
You can review your application status by signing in to your MSCA or contacting Service Canada.
Throughout the process, make sure to provide consent for someone to help with your application if needed. Be aware that applications for terminal illnesses and grave conditions receive priority processing. Remember, Service Canada is here to help you navigate the application process and ensure you receive the benefits you’re entitled to.
Your CPP disability pension has two parts – a fixed amount (flat rate) that everyone gets and an amount based on how much you earned and contributed to CPP during your working years.
If you qualify for CPP disability, you will receive a basic fixed monthly payment of $583.32 (2024 rate) plus an additional amount based on what you contributed to CPP while working. The maximum CPP you can receive monthly in 2024 is $1606.78, up from the monthly CPP payment in 2023, which was $1588.92. CPP Disability payments are increased to account for inflation.
If you are approved for the Canada Pension Plan Disability benefit, you will receive a monthly payment by direct deposit. In 2024, the CPP payment dates are as follows:
If you’ve applied for Canada Pension Plan (CPP) Disability benefits and received a denial, we understand it can be a frustrating and discouraging experience. However, it’s essential to know that you have options and that many first-time applicants are initially denied. As noted above, approximately 60% of CPP Disability applications are denied at the initial application stage.
If your application for CPP Disability benefits is denied, you have the right to appeal the decision. The appeal process consists of two levels:
Preparing for an Appeal:
When preparing for an appeal, it’s essential to gather as much relevant medical evidence as possible. This may include medical records, test results, and detailed statements from your doctors outlining your condition and how it affects your ability to work. You should also consider keeping a journal of your symptoms and how they impact your daily life.
Legal Assistance:
While it’s not mandatory to have a lawyer or advocate represent you during the appeal process, it can be highly beneficial to hire a professional who knows and understands the Canada Pension Plan legislation. Lalande Disability Lawyers have experience navigating the complex appeal process and can help you present your case in the most compelling manner. We can also help you gather the necessary medical evidence and prepare for hearings.
Our disability lawyers and CPP advocate partners work on a contingency basis, meaning we only get paid if your appeal is successful.
At Lalande Personal Injury Lawyers, we understand the challenges you face when living with an illness or injury that prevents you from working. The physical, emotional, and financial toll can be overwhelming, especially when your CPP disability benefits have been denied. That’s where our experienced team of disability lawyers comes in. We have a proven track record of helping individuals like you obtain the compensation you deserve. Our goal is to alleviate the stress of navigating the legal system, allowing you to focus on your health and well-being without the added burden of financial uncertainty.
We offer several convenient ways for you to schedule your free consultation with our Long-Term Disability Lawyers. You can reach us toll-free from anywhere in Ontario or nationwide by calling 1-844-4-DISABILITY. If you prefer, send us a confidential email through our website, and we’ll be happy to explain your long-term disability rights and legal options at no cost to you. Your discussion will be promptly provided to our intake person, and we will get back to you without delay.
Don’t let a denial of CPP Disability Benefits stand in the way of getting the support you need. Our dedicated team at Lalande Personal Injury Lawyers is here to fight for your rights and ensure you receive the compensation you are entitled to. Contact us today to schedule your free consultation and take the first step towards securing your financial future.
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CPP Disability is a federal program that provides monthly taxable payments to people who have contributed to the Canada Pension Plan and can no longer work due to a severe and prolonged disability.
To qualify for CPP Disability, you must be under 65, have made sufficient contributions to CPP, and have a severe and prolonged disability that prevents you from working regularly.
You can apply for CPP Disability online or by filling out a paper application. You’ll need to provide personal information, a medical report from your doctor, and consent forms.
If your application is denied, you have the right to appeal the decision. The first step is to request a reconsideration, and if that is also denied, you can appeal to the Social Security Tribunal.
The appeal process consists of two levels: reconsideration and an appeal to the Social Security Tribunal. You have 90 days from the date of the denial to request a reconsideration or appeal.
A decision can take up to 120 days (4 months) from the date Service Canada receives your complete application and all required documents.
In 2024, the basic fixed monthly payment is $583.32, plus an additional amount based on your CPP contributions. The maximum monthly benefit for 2024 is $1,606.78.
CPP Disability payments are made monthly by direct deposit. The payment dates for 2024 are listed in the article, typically falling on the 26th-29th of each month.
A lawyer experienced in CPP Disability claims can help you gather evidence, prepare for appeals, and present your case in the most compelling manner. They work on a contingency basis, meaning they only get paid if your appeal is successful.
You should provide medical records, test results, and detailed statements from your doctors outlining your condition and how it affects your ability to work. Keeping a journal of your symptoms can also be helpful.
CPP Disability is a public program run by the federal government, while long-term disability insurance is typically provided through private insurers or employer-sponsored plans.
CPP Disability is designed for those who cannot work regularly due to a severe and prolonged disability. If you return to work, you must inform Service Canada, as it may affect your eligibility for benefits.
Yes, CPP Disability benefits are considered taxable income and must be reported on your income tax return.
You can receive CPP Disability benefits until you turn 65, at which point your benefit will automatically convert to a CPP retirement pension.
When you turn 65, your CPP Disability benefit will automatically convert to a CPP retirement pension, and the amount you receive may change.
Yes, you can receive CPP Disability benefits if you live outside of Canada, as long as you meet the eligibility requirements and provide the necessary documentation.
The maximum CPP Disability benefit amount for 2024 is $1,606.78 per month.
If you receive CPP Disability benefits and have dependent children under 18 or between 18 and 25 and attending school full-time, they may be eligible for a monthly children’s benefit.
To qualify for CPP Disability, you must have a severe and prolonged disability that prevents you from working regularly. The disability can be physical or mental and must be supported by medical evidence.
When choosing a CPP Disability lawyer, look for someone with experience in handling CPP Disability appeals, who works on a contingency basis, and whom you feel comfortable communicating with about your case.
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“Matt Lalande halped get my long-term disability benefits back. It was a longer fight than expected, but he managed to help make things right again. Would recommend A+++++ Thank you Matt.”
Patricia Williamson
Long-Term Disability
“Matt Lalande helped me attain my long-term disability benefits. The denial of benefits caused me substantial stress on top of my existing condition. Matt Lalande and his team were very understanding and explained the whole process clearly. They were confident that we would be successful. Dealing ...
Cheryl Oddie
Long-Term Disability
My experience with Mr. Matt Lalande and his team was exceptional. Matt is a very impressive professional when involved in a long-term disability benefits denial. Matt and Heather responded to all my emails and phone calls in a prompt and efficient manner. Matt is a great and honest lawyer. I highly reco...
Payne Momich
Long-Term Disability
